Agricultural tourism is a growing component within New York’s $6.36 billion agriculture industry. More and more farms are inviting the public to have a firsthand experience on the farm and hosting farm tours where visitors can learn about farm operations. Agri-tourism businesses, many of which can be found in our backyards, have increased in recent years. According to the latest U.S. Census data, New York’s agricultural tourism businesses grew from 575 agri-tourism businesses in 2007 to 857 in 2012.
Agri-tourism businesses enable farmers to help the public understand the hard work that goes into farming some of New York’s many crops. From dairy to wineries, New York remains a national leader in the production of milk, apples, grapes, maple syrup and cauliflower. Farm visitors can learn how many of these crops are processed or harvested. Those who visit a maple producer, for example, in the spring can learn how trees are tapped and how the sap is then turned into syrup. This type of education helps the public understand where our food comes from and what is involved in the day-to-day operations of a farm to help encourage a greater appreciation for farming. Agri-tourism also enables farmers to diversify their businesses and find new retail markets, which can often yield higher profits for the farmers.
Despite the benefits for farmers, there are personal injury liability risks involved in opening the farm to the public. Though most farmers take sensible precautions to make the property safe and include warning signs around dangerous equipment and/or animals, opening the farm to the public creates certain risks for the farmer. As part of the cost of doing business, they have to purchase liability insurance. These insurance costs are growing for farmers largely because state law does not define clear standards for agri-tourism liability similar to how it is defined in the law for other recreational activities. A bill that passed both the Senate and the Assembly this year seeks to rectify this and help limit agri-tourism businesses’ liability.
Currently, the General Obligations Law carves out specific duties for similar risk activities such as downhill skiing. It provides a definition of, for example, dangers ski hill operators must warn skiers about and states that skiers have an obligation to comply. The Safety in Agricultural Tourism Act would define agricultural tourism in the General Obligations Law. It would outline duties for those operating an agri-tourism business and, similarly, the duties for agri-tourists. For example, the bill states that agri-tourism businesses would have to post and maintain way-finding signage and delineate paths and areas that are open to the public. The bill also makes clear that visitors would be obligated to comply with signage and other posted rules. Having this stated in the law would likely limit the agri-tourism business’s exposure to liability. While this would not protect the farm from all types of personal injury lawsuits, it would state some reasonable expectations for the visitors and, thus, limit the farmer’s exposure to liability.
Currently, the rising insurance costs are a deterrent to business in this popular industry. Farmers report that there is more opportunity for growth in agri-tourism but they have had to turn down opportunities to invite the public on their farms because they cannot afford the liability insurance. It is hoped that if the bill becomes law, this could eventually help lower the cost of the liability insurance and hopefully, encourage more agri-tourism businesses.
Agri-tourism is a critical part of the local economy and helps small, family-owned farms succeed. I am urging the governor to sign this bill. Addressing the rising cost of liability insurance will make it easier for our local farmers to open their doors and offer maple tapping, apple-picking and other agri-tourism activities that positively impact the economy.
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